Office: 732-875-0101
96 Freneau Avenue
Suite 11
Matawan, NJ 07747
Contact Kristen -
kristin@agsaurora.com / 917-297-8201
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AGS Aurora was started in 2008, at the height of the financial crisis. Given his background and financial knowledge, Founder David Seibel was fielding calls from panicked friends and family about what they should do. They could not get their “financial advisors” on the phone. To many, it seemed like the world was ending.
It became apparent that many of their “guys” were only salespeople who had sold them insurance or mutual funds. They were incapable of giving the needed advice or, in many cases, not licensed to. When times got tough – and they were tough – these guys had no idea what to tell their clients. So, they hid.
AGS Aurora was founded to provide the type of service and advice that we would want for ourselves and our families – in good times and bad.

We are 100% independent. We have no sales quotas or products we need to sell. As a fiduciary, I am morally, ethically, and legally obligated to work in your best interest. We work for you to ensure your financial success. To us, there is no other way.
David J. Seibel is the best-selling author, founder, and Managing Partner of AGS Aurora Financial Services, LLC. Since the height of the financial crisis in 2008, Dave has been helping families manage their financial risk and develop plans for their financial future to help ensure they don't run out of money.
Dave has a Master of Science degree from Worcester Polytechnic University and a Master of Business Administration from Fordham University. Dave is also a Chartered Financial Consultant®.
Before beginning his entrepreneurial career in 2000, Dave held corporate finance and executive finance positions at companies such as Random House Publishing, Allied-Signal, Estee Lauder, Revlon, Coleman, where he was Treasurer, and Sunbeam, where he was Vice President, Chief Financial Officer, International.
Kristin spent most of her career on Wall Street, most of this time at Lehman Brothers.
She’s seen this business from the other side.
After 20+ years, she decided to leave the corporate world & move into the personal side of finance.
And found her niche!
Kristin’s approach is deeply personal.
She takes the time to listen and understand her client’s unique situation and their family’s needs.
She draws from her personal and professional experiences to help empower others to make informed decisions & protect what matters most.
Her clients value her honesty, integrity, knowledge, and compassion.
Building a robust and trusted partnership with her clients is the foundation of her work.
She is committed to providing them with guidance and support throughout their lives, meeting their evolving needs, and always putting their best interests first.
Uncover the intricacies of your financial and family landscape, goals, and aspirations in an in-depth consultation.
So is their financial plan. The generic advice of gurus and celebrities, conventional wisdom, and rules of thumb are not explicitly meant for you and should never be relied upon. There are no shortcuts, magic, or one-size-fits-all plan to achieve your retirement success.
Being a fiduciary is more than a legal obligation. It is a moral and ethical obligation. It’s who we are and how we work.
Portfolios and financial products are not financial plans. They are simply tools. Your success will come from developing and following a comprehensive retirement plan, not from the market and a rate of return.
Success is personal, individual, and unique to you. The only person who can define your success is you. Why would you be interested in someone else’s idea of success?
Managing risk is much more than checking a box on a risk tolerance questionnaire. Risk is everywhere, not just in the market. To help you achieve your goals, we must identify and appropriately manage ALL the risks you will or may encounter. First, we MUST manage risk.
We do not play, follow hunches, the latest fad, gurus, pundits, or the latest news story. We do not strive to beat the market by making short-term market-timing decisions. Our mission is to achieve the long-term risk-adjusted returns required for you to achieve your goals.
Check the background of your financial professional on FINRA's BrokerCheck.
We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.
Advisory services offered through J.W.Cole Advisors, Inc. (JWCA). JWCA and AGS Aurora Financial Services LLC are unaffiliated entities.
For a copy of JWCA’s Form CRS or JWCA’s disclosure Supplement, please Click Here. By following the link, you consent to receipt of the Form CRS electronically.
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